LTPT

[thepensionmaven]

Someone is confused and I hope it's not me.

I was reading someone's post and i believe it read "you can't avoid LTPT.

I was also reading a few articles that one will never need to be concerned as long as the plan is amended, if need be, for eligibility to be eligible for plan entry to delete reference, by amendment, to elapsed time, 1 year for deferrals, safe harbor (of course) but leave the provision and any reference to 1 year/1,000 hours only to employer non-elective contribution.

I'd be curious how many have done this and if not, why not.