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Can I make a loan to myself from my Roth IRA?


Guest creech2000

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Guest creech2000
Posted

I have a Roth IRA valued at 77K, of which 60K has taxes paid. I need to take out 60K to pay off Debt. I would like to repay the Roth IRA in monthly installment of $500 in principle and $166 in interest. Can this be done?

Posted

Try a home equity loan for debt consolidation. You may also be able to get a very low loan rate if you roll debt to a new credit card.... for a few months... then roll again. You may also be able to margin some stocks in an existing brokerage account... but understand the limitations of this approach before jumping in!

Interest rates appear to be falling again, so you may have more options to atleast reduce the interest charged on this debt in future months.

Guest creech2000
Posted

thanks barry and john

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