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Can someone participate in MPP/PS plans, plus have a SEP on the side?


DP

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Posted

We have a doctor who is a 10% shareholder in a large medical practice. She receives a $30,000 annual contribution from the medical practice's money purchase pension and profit sharing plans.

This doctor also runs a food brokerage business with her husband which is a partnership. The doctor and her husband are the only employees. Can a SEP be set up for the doctor's earnings in the food brokerage partnership even though she is already receiving $30,000 from the medical practice?

Posted

I don't see any problem with this. I don't see any common control or affiliation issues. Unless I'm missing something, sounds like a go.

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