1099R issue re: insurance premiums in Defined Benefit Plan

[Guest ANNEBV]

Defined Benefit Plan. Pensioners receive monthly installments. A portion of their installments is used to purchase medical insurance and/or dependent life insurance, if elected by the pensioner.

How are these insurance premiums reported on the 1099Rs?

[RCK]

It seems to me that the participant is choosing to spend a portion of their after-tax income on insurance, and that has no impact on what you report.

[david rigby]

Ditto, assuming that this is indeed being spent as after-tax income and they are not somehow (incorrectly?) included in a cafeteria plan.