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Average Vesting Period for Small Businesses


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Guest Mae Behm
Posted

Does anyone know where to find data on the average vesting period and method for small (<50 employees)businesses?

Posted

Just an observation, that small plans do not have different vesting schedules in qualified plans. More likely would be differences influenced by industry, rather than size (see, size doesn't matter).

However, small plans are more likely to be top-heavy, which means that they are more likely to be affected by the top-heavy vesting schedule.

I'm a retirement actuary. Nothing about my comments is intended or should be construed as investment, tax, legal or accounting advice. Occasionally, but not all the time, it might be reasonable to interpret my comments as actuarial or consulting advice.

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