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COBRA issue regarding coverage for family members after employee start


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Guest Rooster
Posted

A is married with children. A terminates employment and elects COBRA coverage. A few months later A takes a new job and the new employer offers health coverage. Is there anyway for A to maintain COBRA coverage for one dependent child while A and the remaining family members receive coverage under the new employer's health plan? Any authority out there on this issue?

Guest lmrice
Posted

Yes, former employee A may maintain COBRA coverage for just one dependent. Upon A's employment termination, each dependent is considered a "qualified beneficiary" and may make individual elections.

Employee A may also put his remaining family members on the new insurance.

Note: He may not be able to add the dependent in question to his new plan, without jeopardizing his COBRA eligibility - since coverage under another group insurance plan may terminate COBRA coverage (after other plan's pre-existing condition clause expires).

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