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Deadline for correcting an IRA excess contribution?


Guest Shelton

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Guest Shelton
Posted

What is the deadline for correcting an IRA excess contribution that was made March 2001 for year 2000?

Guest CheriB
Posted

I believe it is April 15th.

Posted

What is the correction? If the deposit was made in 2001, prior to 4/15, it can be counted for both the 2000 contribution and for 2001 - made in the tax year... outside of that, I would agree, correction needs to be made by filing deadline.

__________________

Erik Read, APR CKC

Guest Shelton
Posted

Thanks -

I know its tax-filing deadline, plus extensions- however, there seems to be some confusion about which tax-filing deadline. The answers I have been given are

1) Because it was made FOR year 2000- the deadline to remove it is April 15, 2001 plus extensions

2) Because it was made IN 2001,the deadline is April 15, 2002- plus extensions.The focus is the year IN which it was made- not FOR the year it was made

Which is correct?

THanks

Shelton

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