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Nondiscrimination Testing: Common Pitfalls & How to Avoid ThemSegal |
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Jan. 25, 2024 On-Demand Podcast |
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We take a closer look at nondiscrimination testing (NDT), a requirement that can be a thorn in the side of plan sponsors. Even though these tests (to ensure plans don’t favor highly paid employees) are required for all ERISA retirement plans, they’re usually not top of mind for plan sponsors given all the other issues involved in managing a plan. Get steps for avoiding common NDT headaches, the pitfalls of using inaccurate plan data, and what to do if you fail a test. The topic is a timely one: the March 15th deadline for 401(k) plan NDT completion and corrections is fast approaching. |