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What Are State Mandated IRAs And Why Do States Require Them?KLB Benefits Law Group |
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Feb. 13, 2026 On-Demand Webinar |
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State mandated IRAs are programs established by states to require certain private employers without retirement plans to enroll employees in an automated IRA administered by the state. Employees are automatically enrolled unless they opt out. States require these IRAs to encourage retirement savings through workplace payroll deductions, offering an easy retirement savings option for employees. |