Exploring the Growing Affordability Crisis in Healthcare

Pharmaceutical Commerce

Rising insurance premiums and persistent cost pressures are forcing many Americans to make increasingly difficult financial decisions about their healthcare. In this Q&A, Alan Balch, PhD, CEO of the Patient Advocate Foundation and the National Patient Advocate Foundation, discusses how mounting healthcare and living costs are reshaping patient access, medication adherence, and affordability across income levels.

Drawing on insights from his experience supporting patients nationwide, Balch explores the growing strain on the healthcare safety net, the hidden economics behind health insurance affordability, and why navigating coverage—whether through employers, exchanges, or public programs—remains a complex challenge for many patients.

5-Part series.  Also see:

• Premium Inflation Is Reshaping Patient Access and Adherence
• Affordability Strain Is Moving Up the Income Ladder
• The Hidden Economics of Health Insurance Affordability
• Strengthening the Safety Net for Chronically Ill, Lower-Income Patients
• Complexities Behind Choosing and Using Health Insurance

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