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Is Adverse Selection in the Annuity Market a Big Problem? (PDF)
Center for Retirement Research at Boston College 
Jan. 13, 2006
7 pages. Excerpt: This brief takes another look at adverse selection by examining only the group of individuals who are likely to consider buying an actuarially fair annuity. It concludes that these 'potential annuitants' tend to live considerably longer than average and thus would receive a better deal from an annuity than the average person.
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