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Retirement Income Security Programs -- Avoiding the Train Wreck
Contingencies 
May 3, 2006
Excerpt: An actuarial train wreck is fast approaching. The wreck will occur when the dearth of defined benefit pension plans, coupled with the lack of adequate retirement savings, collides with ever-improving life expectancies of our nation's baby boomer and future retiree generations. We foresee a time in which our elderly will be out of income options and devoid of income protection insurance.
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