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Health Care Law's Guidelines on Premiums' Use Take Shape
The Washington Post; subscription may be required 
Oct. 7, 2010
Excerpt: [D]eciding which expenses insurers can include has been proving a monumental and controversial task for the National Association of Insurance Commissioners .... Write the 'medical loss ratio' rules too expansively, consumer advocates warn, and insurers will subvert the spirit of the law by passing off overhead and administrative expenses as activities that benefit patient health.
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