"In the past 20 years, the number of companies that provide retiree health coverage has dropped dramatically, leaving seniors with the difficult task of choosing among a variety of plans to supplement their Medicare benefits.... [Some employers] are contracting with companies that operate insurance marketplaces, called exchanges, where Medicare-eligible retirees can enroll in plans to replace what they used to get from the employer.... Many employers ... fund at least part of the coverage by making deposits for their retirees into accounts called health reimbursement arrangements, or HRAs."

MORE >>