"[E]mployers will continue looking for ways to cap expenses, moving toward higher deductible policies, or placing limits on how much they pay toward their workers' premiums -- both trends that predate the federal health law, analysts say. Many employers have also embraced some of the more popular rules in the federal health law, such as no copays for certain cancer screenings and preventive care, and allowing parents to keep their adult children on their policies until age 26."

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