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Only About 1 in 4 Workers Who Obtained Professional Investment Advice Followed All of It (PDF)
Employee Benefit Research Institute [EBRI] 
May 22, 2014
"The reasons most often offered for not following all of the advice include: [1] Not trusting the advice (34 percent of workers and 31 percent of retirees). [2] Having other ideas or other plans or goals (16 percent of workers and 29 percent of retirees). [3] Not being able to afford it (20 percent of workers and 6 percent of retirees)."
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