"[T]he real question is this: what if Speaker Boehner wins? Set aside the merits, for a minute, and consider that possibility. Take, for example, the 'play or pay' employer mandate. The Speaker wins and now what? Is the delay no longer effective? Does that mean that penalties could be assessed against employers in 2014 (and small employers in 2015) even though they thought they had a pass? And what of the nondiscrimination rules under the ACA that apply to insured plans? Those have been on hiatus since 2010. Will there be penalties assessed for those failures now?"  MORE >>