New York City District Council of Carpenters Benefit Funds
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Retirement Planners and Administrators (RPA)
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Defined Contributions Compliance Consultant Loren D. Stark Company (LDSCO)
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Retirement Solutions Specialists
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Great Lakes Pension Associates, Inc.
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TPA Retirement Plan Consultant EPIC RPS (TPA/DPS)
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Senior Specialist 401k Recordkeeping T Bank N.A.
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Defined Contribution Account Manager Nova 401(k) Associates
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Fringe Benefit Group
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Pollard & Associates
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Greenline Wealth Management
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Unconventional Wisdom on Retirement Preparedness
Investment Company Institute [ICI] [Opinion] Aug. 5, 2014 "There are at least three reasons why adequacy standards in the typical replacement rate study are too high: [1] Assumptions about the pattern of savings over workers' life cycles raise the standard for younger workers.... [2] The assumption that household expenses don't change when households transition from work to retirement raises the standard.... [3] The assumption that household expenses remain flat throughout retirement raises the standard.... The danger of accepting the conventional wisdom is two-fold. First, the notion of a widespread shortfall deflects attention from those groups actually at risk in retirement ... Second, it obscures the fact that the U.S. retirement system works well for the majority of households." |
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