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Flaw in Federal Software May Allow Employers to Offer Plans Without Hospital Benefits
Kaiser Health News 
Sept. 14, 2014
"The [online minimum-value calculator provided by HHS] appears to allow companies enrolling workers for 2015 to offer inexpensive, substandard medical insurance while avoiding the [ACA's] penalties ... Employer insurance without hospital coverage 'flies in the face of Obamacare,' said Liz Smith, president of employee benefits for Assurance, an Illinois-based insurance brokerage. At the same time, a kind of catch-22 bars workers at these companies from subsidies to buy more comprehensive coverage on their own through online marketplaces."
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