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Optimal Pensions in Aging Economies
Burkhard Heer of the University of Augsburg via SSRN 
Feb. 6, 2015
"[T]he optimal replacement ratio is found to amount to approximately 5% and to be insensitive with regard to the aging of the US population; however, lower productivity growth would result in higher optimal pension payments. In addition, the optimal pension scheme is found to be more progressive than the present US pension system."
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