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Despite Record-High 401(k) Plan Balances, Few Workers Actively Manage Their Portfolios
Aon Hewitt 
May 28, 2015
"Only 15 percent of workers rebalanced their portfolio in 2014 -- making it one of the lowest trading years on record. Even when eliminating the participants who are fully invested in target-date funds or other premixed portfolio options -- which do not require rebalancing -- only 19 percent of workers rebalanced their portfolio.... [On] average, workers were invested in just 3.6 different funds, down from 3.7 in 2013 and 3.9 funds in 2012."
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