"What type of safe harbor should you have? ... What notices must the employees receive? ... Who is eligible for the safe harbor contribution? ... How are contributions to a safe harbor plan calculated? ... Can an additional match be made in addition to the safe harbor? ... What about adding a profit sharing or employer contribution to a safe harbor plan? ... When must a safe harbor plan be adopted? ... Can safe harbor contributions be subject to a vesting schedule? ... May safe harbor contributions be withdrawn at any time? ... Can the plan sponsor change the safe harbor mid-year?"  MORE >>