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Would You Rather Buy an Annuity or a Guaranteed Income for Life?
Morningstar 
Aug. 16, 2021 "[The authors] wondered whether some of the barriers to purchasing annuities are psychological.... The Major Discoveries: [1] People are more willing to use some of their 401(k) to purchase a guaranteed income stream for life than for an annuity.... [2] Thinking about running out of money during retirement increases preferences for deferred over immediate annuities." |
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