immediate participation when dates don't gel

New plan.

Effective date 1/1 for PS of current year (10/1 for 401(k) and safe harbor)

Owner wants to allow all employees employed as of 7/1 to be immediately eligible as of 1/1.

Does that make sense then that anyone hired between 1/1 and 7/1 would be immediately eligible, albeit on their own date of hire instead of 1/1?

Yes that makes sense. Just be careful if some of those are HCEs (like owner's family just hired).

agreed

46 minutes ago, Lou S. said:

Yes that makes sense. Just be careful if some of those are HCEs (like owner's family just hired).

Actually the objective is to allow a NHCE in from the get go.