MAS Posted January 31, 2023 Posted January 31, 2023 A participant takes an RMD in 2022 and dies later that year. The spousal beneficiary is now (in 2023) doing a rollover of the benefit into a regular IRA. Does a 2023 RMD need to be distributed to the spouse prior to the rollover?
Lou S. Posted January 31, 2023 Posted January 31, 2023 Yes. The participant has an RMD for 2023 so the plan need to pay out the RMD to the beneficiary before the rollover since it's not eligible for rollover.
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