Death RMDs Might Be The Death of Me

These rules are completely insane.  What are others using as a practical tool for sorting this all out?  There must 15 to 20 pages in the EOB.  Has anyone created a user friendly guide to answer the million possibilities??  I'll spend 45 minutes sometimes trying to figure all of this out for a particular scenario.

To me there should be a website where you ask: How old was the Participant?  How old was the beneficiary? Was the beneficiary the spouse?  And on an with all of the other variables (RMD before death, after death) and tell you what the rules are. 

Has anyone done this yet??

I feel your pain. I spent over 1 hour last week trying to determine an answer to one of these.

ERISApedia has their distribution e-source, which is excellent, but nothing I've seen offers quite the user friendly simplicity you mention. If someone does develop one, they sure as heck should charge for it. Someone with a mind that works like a flowchart may come up with one eventually. 

OMG it is screaming out for a flowchart.

MassMutual put one out a few years ago. I don't know if there's one that has been updated recently, though!