Jakyasar Posted February 12, 2024 Posted February 12, 2024 Looking at a DB/DC combo and checking on otherwise excludable (OEX) testing Do I need to have an HCE in the OEX group for the PS portion? This is for 401a4 only as 410b passes easily without separating the groups (this is NESH plan with 3% mandatory allocation) It makes a difference in the gateway as I have 5 NHCEs that are OEX. Thanks
Bill Presson Posted February 12, 2024 Posted February 12, 2024 No. You’re not doing component testing. The OEX group is whomever fits that eligibility stratum. Jakyasar and Bri 2 William C. Presson, ERPA, QPA, QKA bill.presson@gmail.com C 205.994.4070
Jakyasar Posted February 12, 2024 Author Posted February 12, 2024 Perfect, thank you for reminding me about component HCE requirement. All the best Bill Presson 1
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