Hardship Distribution - Services Completed

Participant is applying for a hardship - was in a FEMA county deemed a disaster. Seeking a hardship to cover the cost for repairs to a primary residence.

1.  The participant financed the initial work on the exterior of the house.

2. Now she needs to pay for the drains, repair to the concreate floor and drywalling. - This cost is $14,908

The question is, can the participant take a Hardship for the cost of the initial repair along with the second round of repairs?  The first part was  financed on a credit card with an outrageous interest rate. participant wants to combine the two costs and take on e Hardship. (1) pay off credit card for the initial work and (2) pay the contractor for the second round of work.

thanks

Teresa