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Posted

Automatic Enrollment question:  Plan is starting ACA at 3% for all new EEs plus anyone who is currently deferring less than 3% of pay.  How do you treat those who have chosen a dollar amount instead of a percentage?

QKA, QPA, CPC, ERPA

Two wrongs don't make a right, but three rights make a left.

Posted

This seems like a procedural question. The employer should come up with something reasonable, document it, and apply it consistently.

Free advice is worth what you paid for it. Do not rely on the information provided in this post for any purpose, including (but not limited to): tax planning, compliance with ERISA or the IRC, investing or other forms of fortune-telling, bird identification, relationship advice, or spiritual guidance.

Corey B. Zeller, MSEA, CPC, QPA, QKA
Preferred Pension Planning Corp.
corey@pppc.co

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