Tom Posted November 20, 2024 Posted November 20, 2024 I assume the contribution limit for 2025 is $81,250 for those who are age 60, 61, 62 or 63 as of 12/31/2025? Example: employer contribution of $46,500, deferral of $23,500, regular catch up of $7500 and super catch up of $3750. Is that correct? Tom
Paul I Posted November 20, 2024 Posted November 20, 2024 That's correct, but there are other ways to get to the total. The easier math for 2025 is the maximum annual additions are $70,000 plus the super catch-up limit $11, 250 equals $81,250. A forfeiture reallocation also is an annual addition which could result in a 415 issue if the participant focuses solely on contributions.
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