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Is it possible to have two separate vesting schedules in one plan? I have a client that is considering removing SH, however they have a union group entitled to a certain match %. Due to permissive aggregation, we believe the union group can continue their same matching formula and vesting at 100%. However, for anyone nonunion moving to a discretionary match, is it possible to have a separate vesting schedule? 

Posted

Generally each vesting schedule is a benefit, right, or feature that would be subject to coverage testing.  So you may have it, if you pass.  (And consider how union employees typically are considered in coverage testing)

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