30Rock Posted February 26 Posted February 26 401k plan adopts a QACA and uses the LTPT exclusion for deferrals, and they will not be eligible for the safe harbor contribution. Once the LTPT has become eligible to defer, are they subject to the auto enrollment rules or can the plan be drafted to exclude this LTPT group in a QACA? This is a pre-enactment plan not subject to the 2025 mandate. Thanks!
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