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I have a plan... all employees are HCEs (1 owner... everyone else earns megabucks).  It's just a 401(k) plan.... none of the employees get an ER Cont

One of the employees has asked about contributing a VAT contribution.  Can this employee still max out 2025 to $70K ($23,500 deferral + $46,500 Voluntary) at this point?  Or would any VAT Cont made now be for 2026?

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