FT William 401k Discretionary Match

I am trying to avoid the 60 day match notice with a discretionary match.  I'll be darned but I cannot find anywhere to cap the deferrals taken into account for the match. So for example we have a lot of clients that have no idea how much match they can afford for a given year. So we hardcode the match as a discretionary percentage of the first 4% of pay (could be first 5% of 6%, you get the idea).  FT william uses the term "Matched Employee Contributions."  I cannot find any where that I can cap that term at a given percentage.  Has anyone run into this same issue before? 

Looks like it's at D.11.b in my adoption agreement. It's under the heading "Years of Service" which doesn't make much sense to me, but so be it.

I agree but that section is moot unless your using the YOS match.  Are we in agreement that that has to be an oversight on their part right?  Just makes no sense that that option is not there?

10 minutes ago, austin3515 said:

I agree but that section is moot unless your using the YOS match.

Is it? I don't see anything in the text of that item or the items above or below it that would restrict it to the YOS match formula.

There is the heading of course, but as it says in the basic document, headings are for reference and convenience only, and are not part of the plan document.

It seems to me more likely that the coders at FTW put this item in the wrong place.

You could always select "Special schedule" in D.8.f and describe it there. Something along the lines of, "a uniform percentage of Matched Employee Contributions not in excess of X% of Compensation"

NOTE: If "Special schedule" is selected, the schedule must describe a formula from the options already available or a combination thereof (e.g., single rate formula applies to Group A; two rate formula applies to Group B), be objectively determinable and may not be specified in a manner that is subject to Employer discretion.

Regardless I think your solution is the best possible option and that is what I will be doing...  Thanks! The FT document is new form me...