Hurricane Relief Distribution and Loan Documentation

Does the special special Hurricane relief under Announcement 2017-13 apply only to people who have their primary residence in an area affected by the hurricane, or if someone owns a vacation home in an affected area would they be able to obtain a hardship or loan under the bill? 

If their primary residence is not in the area affected by the hurricane, they would not be able to get a hardship.  They should be able to get a loan unless the plan limits loans only for reasons of hardship.

For the hardship you can rely on the representations of the participant.  I would think a signed statement stating they need $XX dollars because they have suffered economic loss due to the hurricane is sufficient.

For a loan, you should try to get the normal paperwork.  The IRS special relief just relaxed the procedural requirements.  It did not say they can be ignored.  As soon as practicable a good faith effort and reasonable attempt should be made to obtain any missing documentation.