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Posted

I was thinking years ago there was a process that a Plan could do to eliminate the QJSA provisions (joint and survivor annuity) when the monies sources do not require it.  I searched over the weekend and came up blank.  Can someone help me with a cite?  Or am I dreaming.

thanks in advance

  • 2 months later...
Posted

I have been searching to see if there is a waiting period for eliminating QJSA from a profit sharing plan.  I thought I remembered that there was one.

I see that the proposed regulation had a 90 day notice, but the final did not include that.

Am I correct that there is no waiting period for eliminating the QJSA from a profit sharing plan?

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