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Posted

We had a participant that was upset their Plan didn't allow for their ROTH IRA to be rolled over to their Retirement Plan. They had a ROTH 401(k) and didn't reply when their Plan was terminating and was rolled over to a ROTH IRA. I was wondering if this was an IRS Rule or something that can be allowed.

Posted

The rollover chart only tells you what can and can't be rolled over. A plan does not have to permit Roth rollovers, just like it does not have to allow Roth deferrals or in-plan Roth rollovers. Question of what the plan's terms say. Check the SPD.

Luke Bailey

Senior Counsel

Clark Hill PLC

214-651-4572 (O) | LBailey@clarkhill.com

2600 Dallas Parkway Suite 600

Frisco, TX 75034

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