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Posted

I own my company (100%) and have my parents as employees (no ownership). My company sponsors a pension plan.

Under 318 attribution rules, my parents are 5% owners therefore RMD's are required.

Please let me know if I missed anything.

Thank you

Posted

Correct; the question that immediately comes to mind is "are you working with a pension professional" and if so, why are YOU doing the research (with the risk that you will make mistakes).  Reminds me of an old "book title":  Brain Surgery, self taught!

Lawrence C. Starr, FLMI, CLU, CEBS, CPC, ChFC, EA, ATA, QPFC
President
Qualified Plan Consultants, Inc.
46 Daggett Drive
West Springfield, MA 01089
413-736-2066
larrystarr@qpc-inc.com

Posted
6 hours ago, Larry Starr said:

Correct;

Maybe. Dates of birth and dates of hire, please. 

Posted
19 hours ago, Mike Preston said:

Based on those dates you are correct. 

And so was I!?

 

Lawrence C. Starr, FLMI, CLU, CEBS, CPC, ChFC, EA, ATA, QPFC
President
Qualified Plan Consultants, Inc.
46 Daggett Drive
West Springfield, MA 01089
413-736-2066
larrystarr@qpc-inc.com

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