"We're reviewing our procedures for a closed MEP (for a PEO), and we're looking to see what the adopting employers are REQUIRED to get versus what it would be USEFUL for them to get. Not in terms of legal notices, but all the admin work. Examples: Top heavy test results -- send. Full 401a4 detail.... not sent to the individual adopters. No real good reason. So, yeah, like that. Is it just more sensible to treat this is X number of standalone plans and send them all the testing, etc. applicable to their population/'silo' portion of the plan? What are others doing?"

"Can other TPA's please share how you handle the Form 5500 filings for clients who despite diligent follow up are not submitting their census data to you? Specifically: 1) Do you send one last follow up to them saying that you wont be able to do their compliance testing & 5500 filing without the data and they should prepare to receive an IRS letter at some point? 2) Or do you resign as their TPA at some point before the 5500 is due to be filed? 3) Do you attempt to at least prepare a 5500 using only the data you have access to at their recordkeeper and then send it to the client with a disclaimer that it may not be accurate and that the compliance testing is still outstanding, just to at least spare them from receiving an IRS letter for a delinquent filing? How are you all handling these situations?"

"Years ago, I created a spreadsheet that calculated an EBAR for a participant given the several items in the equation. I cannot find that spreadsheet ANYWHERE (grrrr). It worked perfectly with the UP-84 table. The element I'm finding tricky is the APR to use. I know I outputted a table from Relius. But I forget which one it was. Whether it was the APR table (maybe it gave like 3 interest rates: 7.5, 8. 8.5) of just the UP-84 table itself and I then calc'd the APR. Trouble is, I'm not using Relius anymore. I'm using FT William and that doesn't give access to the underlying tables. Can someone point me to EITHER: The APR Table for Up-84? The equation to calculate the APR itself?"

"Do I have to use the Normal Retirement Age for the plan? Or can I use 65 in my calculations? NRA for this plan is 59 1/2."

"We wanted to provide a CE course for a brokerage that has reps across the US. If the brokerage is in California and the rep is in Idaho and their license to sell is in Idaho, if the course is offered to the brokerage firm would those in alternate states be able to apply the CE credit to their license?"

"First time hearing this one: Husband is in the US on a H1-B visa, and has brought over Wife on an H-[4] Wife is employed by my client. Presuming she is legal to work in the US (which appears to require documentation and 'milestones'), I don't see any reason she shouldn't be treated like any other employee, right? I presume that the H-4 status gives her some kind of nine-digit identification number so she can be set up with the plan recordkeeper."