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Healthy New York -- Leading State Program Encouraging Small Business to Purchase Health Coverage
State Coverage Initiatives 
Jan. 19, 2005
Excerpt: The Healthy New York ... Program is a state-subsidized reinsurance mechanism that reimburses health plans for 90 percent of claims paid between $5,000 and $75,000 on behalf of a member in a calendar year. When the program was inaugurated in January 2001, the risk-sharing corridor was between $30,000 and $100,000; however, it was lowered in July 2003 due to lower-than-expected claims activity. To reflect this change, most plans reduced their premiums by approximately 17 percent.
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