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Abstract of The Taxation of Individual Retirement Plans -- Choices for Seniors Social Science Electronic Publishing, Inc. ![]() Mar. 14, 2005 Excerpt: For many senior citizens, individual retirement plans, such as IRAs and 401(k)s, are a primary saving vehicle for retirement. Along with Social Security, individual retirement plans ('IRPs') represent a major source of money for retirement. However, even though IRPs are a valuable saving vehicle for many seniors, many IRPs have one major drawback: the forced distribution of assets and the associated taxation of those assets[.] |
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