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Fixing Social Security: Changes Need to Be Made, but Choices Aren't Hard Nor Measures Painful (PDF)
Robert M. Ball via The Century Foundation 
May 9, 2005
7 pages. Excerpt: There is no good reason to 'reform' Social Security. Social Security has not failed. What is needed are some relatively small changes that are desirable in any event and that would improve the fairness and efficiency of Social Security, while at the same time improving its financing. Diverting Social Security funds into private accounts as proposed by the president only makes basic retirement benefits uncertain and the program more difficult to finance.
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