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Future Beneficiary Expectations of the Returns to Delayed Social Security Benefit Claiming and Choice Behavior (PDF)
University of Michigan Retirement Research Center [MRRC] 
Oct. 28, 2007 29 pages. Excerpt: We report on our preliminary findings from an innovative module of survey questions in the RAND American Life Panel designed to measure willingness to delay take-up of Social Security benefits. Among respondents who expect to stop working full time prior to turning age 62, almost two-thirds report that they expect to start claiming Social Security benefits after they turn 63 -- that is, they expect to delay claiming. In contrast, among those who expect to stop full-time work sometime from age 62 to age 70, only about one-quarter expect to delay claiming beyond the retirement age. [Working paper no. 2007-164] MORE >> |
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