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A Matter of Choice: In Search of the Optimal Investment Lineup (PDF)
National Association of Government Defined Contribution Administrators [NAGDCA] 
Jan. 8, 2008
Excerpt: Many propose a defined contribution investment lineup that helps enable employees to become retirement ready no matter their level of sophistication or degree of interest in investing. This three-tiered framework begins with lifecycle funds, which are quickly becoming the default option for many participants, whether they enroll on their own or through an automatic enrollment program.
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