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Retirement Planning: Most People Don't Know How Nor Even Think About It (PDF)
Singapore Management University / The Wharton School of The University of Pennsylvania 
Apr. 8, 2008
2 pages. Excerpt: Worldwide, individuals are being asked to make more of their own savings and investment decisions, especially for retirement. In the US and Europe, for example, there has been a switch from defined benefit pension plans ... to defined contribution pension plans .... Research by Wharton insurance and risk management professor Olivia Mitchell and Singapore Management University finance professor Benedict Koh -- on cost structures of investment offerings in Singapore's Central Provident Fund -- shows, however, that people are not well-equipped to handle such investment decisions.
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