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CRS Report: Retirement Plan Participation and Contributions Trends, 1998-2006
Congressional Research Service [CRS] 
Feb. 2, 2009
"Our analysis of the data showed that: The percentage of private-sector wage-and-salary workers aged 21 and older whose employer sponsored a retirement plan increased from 63% in 1998 to 66% in 2003 and declined to 62% in 2006. The percentage of private-sector wage-and-salary workers aged 21 and older who participated in employer-sponsored retirement plans increased from 45% in 1998 to 49% in 2003 and declined to 45% in 2006. The percentage of private-sector wage-and-salary workers aged 21 and older whose employer sponsored a defined contribution plan, such as a ?401(k) plan, rose from 54% in 1998 to 58% in 2003 and declined to 56% in 2006. The percentage of private-sector wage-and-salary workers aged 21 and older who participated in defined contribution plans increased from 37% in 1998 to 43% in 2003 and declined to 40% in 2006." [Report RL33116]
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