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Spectrum Pension Consultants (part of Daybright Financial)
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Director of Regulatory Operations and Compliance PCS Retirement
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Nova 401(k) Associates
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Independent Retirement
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Daybright Financial
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Regional Sales Director-Heartland July Business Services
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Relationship Manager – Defined Contributions Daybright Financial
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Internal Channel Sales Team Lead July Business Services
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Stones River Consulting
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Public Health Has Less to Do with Health Insurance Than One Might Think
The Century Foundation 
[Opinion] Apr. 8, 2009
Excerpt: The Robert Wood Johnson Foundation's Commission to Build a Healthier America has just released a new report: Beyond Health Care.... 'Beyond Health Care' does a masterful job of pointing out that the conventional wisdom about what we need to do to improve the health of our population is blinkered. Many pundits assume that providing access to medical care will solve our problems. Others insist that lecturing Americans on 'personal responsibility' will do the trick. The report makes it clear that the received wisdom is wrong on both counts.
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