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Research Project: Should You Borrow from Yourself? The Determinants and Effects of 401(k) Loans
University of Michigan Retirement Research Center [MRRC] 
Oct. 20, 2009 Excerpt: This project proposes to evaluate the economic rationale for 401(k) plan loans and the empirical determinants of loan patterns. We will show how plan design and participant characteristics contribute to borrowing from one's pension, as well as default and repayment behavior. This research will be useful to employers in developing plan design, and also to employees seeking to enhance their retirement preparedness. [UM10-10] MORE >> |
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