Excerpt: [A]s a general rule, I'm leery about government-mandated disclosures, which tend to cost more and inform less than their erstwhile sponsors surely intend .... But this could well be an exception. The sponsors of the Lifetime Income Disclosure Act have directed the Department of Labor to issue tables that employers may use in calculating an annuity equivalent, as well as a model disclosure -- and they have provided that employers and service providers who rely on those materials would be insulated from liability arising from those disclosures.  MORE >>