Senior Specialist 401k Recordkeeping T Bank N.A.
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July Business Services
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Defined Contribution Account Manager Nova 401(k) Associates
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Great Lakes Pension Associates, Inc.
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Regional Sales Director (West) July Business Services
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TPA Retirement Plan Consultant EPIC RPS (TPA/DPS)
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Retirement Solutions Specialists
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Retirement Planners and Administrators (RPA)
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New York City District Council of Carpenters Benefit Funds
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Fringe Benefit Group
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Greenline Wealth Management
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Pollard & Associates
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Defined Contributions Compliance Consultant Loren D. Stark Company (LDSCO)
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July Business Services
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Conflict Forming in the Circuits: ERISA Preemption of State Laws that Prohibit Discretionary Clauses
Deloitte via BenefitsLink.com [Guidance Overview] Mar. 17, 2010
Excerpt: The Tenth Circuit recently held that ERISA preempts a Utah state insurance statute which prohibits insured employee benefit plans from including 'discretionary clauses' other than those prescribed by the statute. Discretionary clauses, which reserve to the plan administrator the discretion to interpret the plan document and determine the benefits payable, have long been staple language in ERISA plans. The decision conflicts with decisions in the Ninth and Sixth Circuits, which held such state laws enforceable.
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